Advice for First Time Homebuyers

 One very important thing. First time home buyers should know if you've purchased a house, you've got your financing in order. Don't be so excited that you go out and buy new appliances or new furniture and put them on credit. If you put them on credit, it's gonna throw your debt ratios right off. And when it comes to closing, you may not be in a position where you have the financing to be able to go ahead with the purchase of your new home.

Yeah. Any, anything you do to change your debt load? If you're on the cusp already. Mortgage agents would be pulling their hair out.